
Who We Are
Veteran-Owned. Arkansas-Based. Committed to Your Business.
At Ozark Merchant Services, we’re proud to serve the hardworking business owners of Arkansas with straightforward, cost-effective payment processing solutions. Headquartered in Cabot, Arkansas, we’re locally owned and operated by veteran Cole Herron, and we’re on a mission to provide better service, better rates, and real support. Whether you’re a retail shop, restaurant, service provider, or e-commerce business, we help you streamline payments and keep more of your hard-earned money.

Trusted. Local. Veteran-Owned.
Let’s focus on revenues, more profits, productive teams, improved cash flows and simply just more peace of mind.
At Ozark Merchant Services, we believe that payment processing should be simple, affordable, and personal. Headquartered in Cabot, Arkansas, we are proud to serve the heart of Central Arkansas—including the communities of Cabot, Jacksonville, Little Rock, Sherwood, Searcy, and Conway. As a locally-owned business, we understand the unique challenges and opportunities that local merchants face. That’s why we are dedicated to providing payment solutions tailored to the needs of small businesses, family-owned operations, and growing enterprises across the region. Founded and owned by Cole Herron, Ozark Merchant Services is more than just another payment processor. As a veteran-owned company, our foundation is built on values like integrity, discipline, and service. Cole brings his strong leadership skills and passion for helping others into every client relationship. His mission is to empower local businesses by helping them lower their payment processing costs while receiving the personalized support they deserve.
Your Partner
Ozark Merchant Services is committed to being more than just a payment processor. We’re your advocate, your guide, and your local resource for everything related to merchant services. When you partner with us, you’re not just getting a service—you’re gaining a relationship built on trust, respect, and shared success.
Transparent Pricing
We also believe in transparency. Our pricing is straightforward, with no hidden fees or confusing statements. We take the time to walk you through your options, explain your rates, and help you make the best decision for your business.
Values
Being veteran-owned is a source of pride and purpose for us. We bring the same dedication and commitment to excellence that served us in uniform to our work in the business community. Our values influence everything we do—from the way we serve our clients to the relationships we build in the communities we live and work in.